Network Marketing for Retirement Planning?

retirementIf you are like most people approaching that “golden age of retirement”, you are probably more than a little shocked at how little “gold” you have acquired and managed to save. You are definitely not alone. The average 50 year old has less than $50,000 in retirement savings. The idea of being able to retire and sit around doing nothing while slowly depleting that nest egg from age 62 to 100 is something more and more people are coming to terms with.

Most of us understand “retirement planning” as a way to somehow amass enough money in a retirement account or accounts and then live off the interest until our time on earth is through. But there are a lot of baby boomers who are starting to be burdened with a little guilt and shame about past saving and spending habits. The search for solutions is on and more people are beginning to discover that network marketing may very well provide that solution.

While most of us think about “retirement” as that time of life where we can finally stop working, AARP estimates that half of all baby boomers (76 million) are actually interested in starting a business of their own.

Money is definitely a big factor in retirement planning but there is actually more to the story. Many baby boomers are simply tired of their current careers. They are worn out from years of dealing with the corporate grind. They feel more and more disconnected from their job and how it may not be having the sort of impact they truly desire, not only in their own lives but in the lives of those impacted outside the corporate cubicle. For many, the desire is to be part of something more, to have a positive impact on the lives of others, and they actually want something to DO during their retirement years.

So why are so many ready to consider network marketing as a possible alternative? The first thing that appeals to many candidates is the low barrier to entry. Many network marketing businesses can be started for a few hundred dollars. In addition, good network marketing companies provide training, support, encouragement, and motivation along the way.

In addition to money, retirees and future retirees are realizing that they need activities to keep them busy, connected, active, and in good health. The time, energy, and money spent makes network marking a very appealing possibility for large segments of the population.

Not everybody wants to be a big hitter. Some folks simply want to be able to cut their regular office hours back while being more available to their family and have more freedom to enjoy an active social life.

Maybe they will use the money to travel more, spend more time with the grand kids and children, or just take more time to themselves. Maybe having more free time will help them lose weight, find time to learn to cook, etc… Maybe they will be able to turn their passion for cosmetics and skin care in to an additional income stream. Whatever the motivation, network marketing can be a solid resource to make these things happen.

Those that do want to be “big hitters” understand and follow a common theme among other big hitters in the network marketing industry: “If you treat it like a hobby, don’t expect it to pay you like a business”. Those entrepreneurs that reach the 5 and 6 figure monthly income levels are typically working much harder on their network marketing business than they ever worked on their job. But the other side of the coin is that they love what they are doing, feel great about the impact they are having on the lives of others, and enjoy the freedom to choose how far they want to take their business.

It is my sincere belief that network marketing is an important consideration for anyone entering retirement or getting close to retirement.


BrianRooneyAbout The Author: Brian Rooney escaped the rat race in the year 2000 by starting his own home based business. Since that time, Mr. Rooney has provided tools and training for thousands of network marketing professionals via his internet marketing services. If you are looking for a home based business for yourself, be sure to view the listings at

If you are already involved with network marketing and are looking for a great way to get your offer in front of interested prospects, attend one of Mr. Rooney’s online presentations:

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5 thoughts on “Network Marketing for Retirement Planning?”

  1. Brian: EXCELLENT Article! It just makes so much sense to work quality network marketing programs in with one’s retirement planning, especially if the Golden Years are falling a bit short cash flow wise.

    It’s always amazed me that people 55+ will take low paying jobs at Walmart, 7-11,etc. to make some extra cash when they could make SO MUCH MORE by introducing their fellow Golden Years friends to the power of leverage and network marketing.

    The key is to only marketing and introduce quality programs that have embedded value propositions and it’s simple to build from there.

    Thanks again Brian, really good stuff!


    • That has always amazed me when someone has to return to a regular job that has already proven to fall short of what is really needed. I suppose that’s part of our job description: Helping folks learn that there just might be a better way!

  2. Do you know more about retirement? What are you hope to get from this important life stage? How will you save enough money? . Take some time consider and read this advice to get more information.

    Contribute regularly and take full advantage of any employer match that is provided. That’s pretty much free money in your pocket, you can save greater amounts through this because the money before tax is taken off it when you invest in a 401k.If the employer matches contributions.

    While it is important to put away as much as you can for retirement, thinking about the types of investments to make is also important. Diversify your investment portfolio and make sure that you do not put all your eggs in one place. This will minimize your portfolio very strong.

    Consider waiting a few extra years to take advantage of Social Security. This will increase the amount of money you ultimately receive. This is a particularly good idea if you can still work or have another source of income.

    Many people put off doing the opportunity to accomplish their dreams. Time certainly seems to slip by faster the more we get older.

    Think about getting a long-term health plan for the long term. Health often declines as they age. In some cases, such a deterioration of health escalates health care costs. If you have factored this into your plan, you will be able to have the help you need at home or in an adult living center or nursing home.

    Find out about pension plans. Learn all that will help you with. See if your prior employer offers you with benefits. Your spouse’s pension program may offer you benefits too.

    There are many things to consider when planning for retirement. Follow the advice presented here to do well in retirement. Use these tips when planning for retirement.


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